Retirement planning requires that we understand how you want to spend your time when you stop work. This allows us to devise a plan and recommend how to best structure your pension savings in order to ensure that you have enough money to do all of the things that you want in retirement.
In particular: how you accumulate the money you need for retirement, the investment strategy to employ to build your pension and then the benefit strategy once you wish to draw on your accumulated funds.
The merits of a sensible well-devised retirement plan are easy to see when one reflects on the fact that we are all living longer healthier lives. The state retirement age is only going in one direction and pensions legislation is becoming ever more complex and daunting to tackle as an individual. We can help you navigate through the maze of legislation, avoid paying unintended tax and make the most of your pension.